Estimate a U.S. household electricity bill from the usage and rates on your own utility bill. Choose a single/blended-rate calculation or a time-of-use calculation, with optional per-kWh delivery charges, fixed customer charges, and other bill adjustments.
Estimate your electricity bill
Use the kWh and rates from your own bill. Calculations run in your browser.
State benchmark — context only
Peak
Mid-peak
Off-peak
Other bill components
How this U.S. electricity bill calculator works
For a single or blended rate, HomeBillLab multiplies the electricity used during the billing period by the variable rate you enter. If your bill shows a separate delivery or other volumetric charge in cents per kWh, you can add it separately. The calculator then adds the fixed customer charge and any other charges or credits you enter.
For time-of-use plans, peak, mid-peak and off-peak usage are calculated separately. The optional delivery rate is applied to all entered kWh. If your plan has only two time periods, leave the unused period at zero.
State electricity price benchmark
The state selector shows the July 2026 residential average retail price from the U.S. Energy Information Administration (EIA) for context. EIA explains that its average retail prices include delivered-electricity costs and are not individual utility rates. Use the actual rates on your bill for a bill-specific estimate.
Why the estimate may differ from your final bill
U.S. electric bills can contain demand charges, minimum bills, tiered or block rates, fuel adjustments, riders, taxes, discounts, solar credits and other utility-specific items. Treat the result as an estimate, not a billing guarantee.
Official U.S. references
- EIA — residential electricity prices by state
- EIA — electricity prices and factors affecting prices
- EIA — average retail prices versus utility rates
Reviewed: 26 September 2026. State benchmarks use EIA July 2026 data released 24 September 2026.
Electricity bill calculator FAQs
Should I use the state benchmark instead of my utility rate?
No. Use your own bill or rate schedule whenever possible. The EIA state figure is an average retail price, not a quote for your household.
What if my bill has separate supply and delivery rates?
Enter the supply or energy rate in the main rate field and a per-kWh delivery component in the optional delivery-rate field. Fixed delivery or customer charges can be entered separately.
Does this calculator include solar net metering?
Not automatically. Solar and net-metering rules vary by state, utility and program. If your bill shows a known dollar credit, enter it as a negative value in the other-charges-or-credits field.
← U.S. electricity guides · All U.S. calculators → · Methodology